HDFC Bank is one of the most popular banks in India that provide multiple categories of various HDFC credit card to its customers. However, there may be times when you may want to deactivate your HDFC card. It could be due to various reasons such as lost card, damaged card, or you may no longer need it.
Whatever the reason may be, deactivating your HDFC credit card is a simple process. In this blog, we will discuss the different ways to deactivate your HDFC card and things to keep in mind before doing so.
Different Ways to Deactivate Your Credit Card
There are different ways to deactivate your HDFC credit card. Here are the most common ones:
Netbanking
You can deactivate your HDFC credit card by logging into your HDFC net banking account. After logging in, navigate to the “Credit Cards” section and select “Credit Card Hotlisting” from the drop-down menu. You will then need to select the reason for hotlisting your credit card. Once you select the reason, your HDFC card will be deactivated.
Phone Banking
You can just call the HDFC Bank customer care number to deactivate your credit card. You will need to verify your identity by giving your credit card number and other private details. Once your identity is confirmed, the customer care executive will guide you through the process of deactivating your HDFC credit card.
HDFC Bank Branch
Another way to deactivate your HDFC credit card is by visiting the nearest HDFC Bank branch. You will need to carry your credit card, ID proof, and other relevant documents. The HDFC Bank executive will help you in deactivating your credit card.
SMS Banking
You can also deactivate your HDFC card by sending an SMS through your verified mobile number. Type “Block (space) CC (space) last four digits of your card number” and send it to this number 7308080808. You will then get a confirmation text once your HDFC credit card is deactivated.
Things to Keep in Mind Before Deactivating HDFC Credit Card
Before you deactivate your HDFC credit card, there are a few things that you need to keep in mind:
Due Payments
Make sure that you have paid all the outstanding dues on your HDFC card before deactivating it. If you have any pending payments, you will not be able to deactivate your credit card.
Reward Redemption Points
If you have accumulated any reward points on your HDFC credit card, make sure that you redeem them before deactivating your card. Once your credit card is deactivated, you will not be able to use your reward points.
Not using a Card before deactivating
If you have not used your HDFC credit card before deactivating it, make sure that you cut it into multiple pieces and dispose of it properly to avoid any misuse.
Recheck Last Transaction
Before deactivating your HDFC credit card, make sure that you recheck your last transaction. If there is any suspicious transaction, report it to the HDFC Bank customer care immediately.
Also Read: Elevate Your Lifestyle with ICICI Bank Emeralde Credit Card
Conclusion
Deactivating your HDFC credit card is a simple process, and you can do it through various channels such as net banking, phone banking, HDFC Bank branch, and SMS banking. However, before you deactivate your credit card, make sure that you have settled all the outstanding dues, redeem your reward points, and dispose of your credit card properly. By following these effective steps, you can ensure that your HDFC card is deactivated safely and securely.
