Are you a regular traveler who loves to go to other places and explore the world? If yes, then you must know that traveling can be expensive, especially if you are not using the right credit card. Having the best travel credit cards can help you save more money on flights, hotels, and other travel expenses. In this article, we are going to explore the 5 best travel credit cards in India and provide tips to help you get the best travel credit card for your needs.
5 Best Travel Credit Cards in India
1. HDFC Bank RuPay IRCTC Credit Card
The HDFC Bank RuPay IRCTC Credit Card is designed for frequent train travelers. With this card, cardholders will get 5% cashback on your train ticket bookings, 1% cashback on fuel, and 1% cashback on all other transactions. You will also get a travel benfit of free railway lounge access, and renewal fee of your credit card will be waived off on spending Rs. 1.5 lakhs or more in previous year.
2. IRCTC SBI Card Premier
The IRCTC SBI Card Premier is another credit card designed for train travelers. With this card, you can get 3 RPs on every spend of Rs. 125 on dining and utility bills, 1 RP on every Rs. 125 spent on retail transactions. You can also enjoy benefits such as free railway lounge access, free travel insurance, and up to 5% value back on your train ticket bookings.
3. Axis Bank Atlas Credit Card
The Axis Bank Atlas Credit Card is designed for international travelers. With this card, you will get 5 Edge Miles for every Rs. 100 on travel spends, 2 Edge Miles for every Rs. 100 spend on all other transactions, and complimentary lounge access per year. You can also enjoy benefits such as free travel insurance, lost card liability cover, and much more.
4. RBL World Safari Credit Card
The RBL World Safari Credit Card is designed for adventure travelers. With this card, you will get 5 travel points for every Rs. 100 spent, 25,000 reward points every year on achieving the milestone of Rs. 7.5 lakhs, and 8 complimentary domestic and 2 international airport lounge access per year. You can also enjoy benefits such as free travel insurance, lost card liability cover, and much more.
5. HDFC Bank Diners Club Miles Credit Card
The HDFC Bank Diners Club Miles Credit Card is designed for travelers who love to earn air miles. With this card, you can earn up to 4 RPs for every Rs. 150 spent, and you can redeem these reward points for air miles. You can also enjoy benefits such as free airport lounge access, free travel insurance, and much more.
Tips to Get the Best Travel Credit Cards
Know your spending habits: Before applying for a travel credit card, you should know your spending habits. If you are a frequent train traveler, then you should apply for such card that offers cashback on train ticket bookings. If you are an international traveler, then you should apply for such credit card that offers cashback on international spends.
Look for sign-up bonuses: Many travel credit cards offer sign-up bonuses such as air miles, reward points, or cashback. You should look for credit cards that offer sign-up bonuses to get the most out of your spending.
Check for annual fees: Some travel credit cards come with high annual fees. You should check for the annual fees before applying for a credit card. If the annual fees are too high, then you should look for other options.
Check for foreign transaction fees: If you are an international traveler, then you should check for foreign transaction fees. Some credit cards charge high foreign transaction fees, which can add up quickly.
Read the terms and conditions carefully: Before applying for a travel credit card, you should read the terms and conditions carefully. You should check for any hidden fees or charges and understand the rewards program.
Also Read: How Can I Deactivate My HDFC Credit Card?
Conclusion
Having the best travel credit cards can help you save money on your travels. We have explored the 5 best travel credit cards in India, including the HDFC Bank RuPay IRCTC Credit Card, IRCTC SBI Card Premier, Axis Bank Atlas Credit Card, RBL World Safari Credit Card, and HDFC Bank Diners Club Miles Credit Card. We have also provided tips to help you find the best travel credit cards for your needs.
