Getting a card that best suits your lifestyle is a difficult task. You must get such credit card which can be used easily, secure, and offer good cashback and discounts that can help you to save money. HDFC Bank is one such card issuer that offer a wide range of card that fits for the need of its customer. In this article, we are going to talk about the best HDFC credit card that is currently available and fits with your lifestyle.
5 Best HDFC Credit Card in India
1. HDFC Bank Millennia Credit Card
Designed for millennials, it offers great rewards and benefits on online shopping, dining, and entertainment. With this, you can earn 5% cashback as CashPoints on Amazon, Flipkart, and other popular online shopping websites. Additionally, you can enjoy up to a 20% discount at partner restaurants. The card also includes a fuel surcharge waiver of up to 1%, which is waived if you spent Rs. 400 in a single transaction.
The HDFC Bank Millennia Credit Card is the best fit for you if you are a regular online shopper and often go out.
2. HDFC Bank RuPay IRCTC Credit Card
HDFC Bank has also launched the HDFC Bank RuPay IRCTC Credit Card a co-branded credit card designed for regular travelers. You can get 5X Cash Points on your train ticket bookings through the IRCTC website. Additionally, you can get a 1% fuel surcharge waiver on all fuel transactions.
The HDFC Bank RuPay IRCTC Credit Card is the best fit for you if you are a regular train traveler.
3. Swiggy HDFC Bank Credit Card
Swiggy HDFC Bank has collaborated with Swiggy and launched the Swiggy HDFC Bank Credit Card designed for foodies. Through this card, you will get 10% cashback on your Swiggy app orders, 5% cashback on other online spends, and 1% cashback on other categories. Additionally, you can get travel benefits of upto 5% cashback on merchants like Uber and Ola.
The Swiggy HDFC Bank Credit Card is the best fit for you if you are a foodie who loves to order food online.
4. HDFC Bank Freedom Credit Card
The HDFC Bank Freedom Credit Card is a basic credit card designed for individuals who are new to credit cards. It offers a range of benefits on dining, shopping, and entertainment. You can get up to 20% off via Swiggy Dine out on your dining and movie transactions and also get rewards as Cash Point while spending on Big Basket, Swiggy, BookMyShow, Oyo, Uber, and more. The card also comes with a fuel surcharge waiver of up to 1%.
The HDFC Bank Freedom Credit Card is the best fit for you if you are a student looking for a new credit card.
5. IndianOil HDFC Bank Credit Card
The IndianOil HDFC Bank Credit Card, designed for individuals who frequently use their vehicles, ranks as one of the best HDFC credit card for saving money on fuel. You can earn up to 1% fuel surcharge on a minimum fuel transaction of Rs. 400, on fuel transactions. Additionally, you can get 5% of spends as Fuel Points at all IndianOil outlets, 1 Fuel Point on every Rs. 150 spent with a reward rate of up to 4.8%.
The IndianOil HDFC Bank Credit Card, designed for individuals who frequently use their vehicles, ranks as one of the best HDFC credit cards for saving money on fuel.
Also Read: How to Apply Credit Card Online in Hdfc Bank?
Conclusion
Choosing a card that fits with your lifestyle can be a difficult task. However, by understanding your lifestyle and spending habits, you can select the best HDFC credit card that suits your requirements. Whether you are a regular traveler, a foodie, or an online shopper, HDFC Bank has a credit card for everyone. So, go ahead and choose the best HDFC credit card that fits your lifestyle and start enjoying the benefits and rewards that it has to offer.
