IDFC First Bank is one of the top leading private bank sectors in India, and they offer a range of credit cards that are aligned to meet the needs of different types of customers. IDFC First Bank Credit Cards provide a lot of benefits, including rewards, discounts, and cashback offers on various purchases. In this article, we will take a closer look at the rewards that you can get with IDFC First Bank Credit Cards.
IDFC First Bank Credit Cards Reward:
IDFC First Millennia:
The IDFC First Millennia Credit Card provides the cardholder with attractive rewards for online transactions, such as shopping, dining, and entertainment. The cardholder can earn up to 5% cashback on all their online transactions. Additionally, the cardholder can get 10x RPs on birthdays, purchases above Rs. 20,000, 6x RPs on online spends, 3x RPs on offline spends, and 1 RP on every 100 spent.
IDFC Bank FIRST SWYP:
The IDFC Bank FIRST SWYP Credit Card is designed for customers who prefer contactless payments. This credit card provides the cardholder with rewards and discounts on various purchases made through contactless payments. The cardholder can get 200 RPs on monthly spends of Rs. 5,000, 500 RPs on spending Rs. 10,000, and 1,000 RPs on spending of Rs. 15,000 per month.
IDFC First Select:
The IDFC First Select Credit Card provides the cardholder with a range of exclusive benefits, including rewards on various purchases. The cardholder can earn up to 10x reward points for every Rs. 100 spent on birthdays, purchases made above Rs. 20,000, 6x RPs on online and 3x RPs on offline spend on every Rs. 100. Additionally, the cardholder can get a discount of up to 20% on dining and entertainment purchases made through the IDFC First Select Credit Card.
IDFC First Classic:
The IDFC First Classic Credit Card is designed for customers who prefer a basic credit card with no annual fees. This credit card provides the cardholder with rewards on various purchases, including 10x reward points for every Rs. 100 spent on birthdays, purchases made above Rs. 20,000, 6x RPs on online and 3x RPs on offline spend on every Rs. 100. Additionally, the cardholder can get a discount of up to 20% on dining and entertainment purchases made through the IDFC First Classic Credit Card.
IDFC First Wealth:
The IDFC First Wealth Credit Card is designed for high-net-worth individuals who prefer exclusive benefits and rewards. This credit card provides the cardholder with a range of benefits, including rewards on various purchases.
The cardholder can earn up to 10 reward points for every Rs. 100 spent on dining, entertainment, and shopping. Additionally, the cardholder can get a discount of up to 20% on dining and entertainment purchases made through the IDFC First Wealth Credit Card.
How You Can Apply for IDFC First Credit Card?
To apply for an IDFC First Credit Card, you need to visit the official website of IDFC First Bank. You can select the credit card that best fits for your needs and fill out the application form online.
You will need to provide some basic information, such as your name, address, date of birth, and income details. Once you submit the application, IDFC First Bank will process it, and if you meet the eligibility criteria, you will receive your credit card within a few days.
Eligibility Criteria for IDFC First Bank Credit Cards
For the eligibility of IDFC First Bank Credit Card, you need to complete the following criteria:
- You must be at least 21 years old and for add-on cardholders age should be 18 years.
- Should be a resident of India.
- Must have a monthly income of Rs. 25,000 if you are salaried and Rs. 2.5 lakhs if you are self-employed.
- You must have a good credit score as well.
Conclusion
IDFC First Bank Credit Cards provide a lot of benefits, including rewards, discounts, and cashback offers on various purchases. The rewards that you can get with IDFC First Bank Credit Cards depend on the type of credit card you choose.
To apply for an IDFC First Credit Card, you need to meet the eligibility criteria and provide some basic information. IDFC First Bank Credit Cards are a great way to get rewards and flexibility on your purchases.
