Are you planning a trip soon? Are you looking for a way to save money on your travel expenses? Look no further than the IRCTC BoB RuPay Credit Card. This credit card offers amazing perks that can help you save big on your travel costs. Read on to learn more about this card and how it can benefit you.
What is IRCTC BoB RuPay Credit Card?
IRCTC BoB RuPay Credit Card is a credit card that is designed to offer travel benefits to its users. This credit card is a collaboration between IRCTC, Bank of Baroda, and RuPay. It is the first-ever credit card in India that is specifically designed for train travelers. This card is active at all merchants that accept RuPay cards, which means that you can use it for all types of transactions.
Benefits of IRCTC BoB RuPay Credit Card
The IRCTC BoB RuPay Credit Card offers a wide range of benefits to its users. Here are some of the key benefits that you can enjoy with this credit card:
1. Discounts on Train Tickets
One of the biggest advantage of this credit card is that it offers discounts on train tickets. You can enjoy a 1% discount on AC class train tickets when you book them through the IRCTC website. This discount is available for all types of AC class tickets, including first class, second class, and third class.
2. Reward Points on IRCTC bookings
Besides discounts on train tickets, this credit card also offers Reward Points on IRCTC bookings. You can get 40 RPs per Rs. 100 on your train ticket bookings when you use this credit card to make your payments, 4 RPs per Rs. 100 spent on grocery and departmental stores and 2 RPs per Rs. 100 spent on all other categories.
3. Free Travel Insurance
Another great benefit of this credit card is that it offers free travel insurance to its users. You will get a lost or stolen insurance coverage with this card.
4. Travel Benefits
With this credit card, cardholders will get travel benefit of 4 Complimentary Domestic Railway Lounge Access annually. This means that you can enjoy all the travel benefits of this credit card without having to pay any extra fees.
How to Apply for IRCTC BoB RuPay Credit Card?
If you are interested in getting the IRCTC BoB RuPay Credit Card, you can apply for it online. You will need to visit the Bank of Baroda website and fill out an application form. You will also need to provide some basic details, such as your name, address, and contact information. Once you submit your application, your creditworthiness will be checked, and you will be informed of the status of your application.
Also Read: Empower Your Finances With a Click: AU Bank Credit Card Apply Online Now!
Conclusion
The IRCTC BoB RuPay Credit Card is an excellent credit card for anyone who loves to travel by train. It offers multiple of benefits, including discounts on train tickets, cashback on IRCTC bookings, free travel insurance, reward points on all transactions, and no annual fee. So, if you are planning a trip soon, be sure to explore the travel savings that you can enjoy with this credit card.
